David Tellier - Homefitter Realty, LLC



Posted by David Tellier on 7/18/2019

Just because life “happened,” and you never made it to college doesn’t mean that you can’t be learning and improving all the time. Even if going to school now is out of the question due to family obligations and budgetary restraints, there are still ways to learn, and also earn degrees and certifications from home.

Free and low-cost online classes

Many online schools and universities provide free information access and offer courses that let you learn hobbies, software, and even curriculum for credit.

  • edX offers courses from many of the country’s top institution and even universities from other countries. You can take classes in computer science, languages, business, and even engineering. And these courses are taught by professors from Harvard, MIT, The University of Texas, and The Hong Kong Polytechnic University among other top tier schools.
  • Take low-cost courses from Udemy and choose from over 100,000 classes. Learn at your pace and on your schedule. Hone your skills in design, photography, software, marketing, business, and more subjects. And find courses in non-English languages as well, including Español, Português, Français, and others.
  • Attend an online-only school such as Western Governors’ University, founded by a group of state governors to offer a different form of education. Students take courses utilizing cutting-edge technology in non-traditional school terms to learn differently, master concepts, and earn degrees.
  • You can even study artificial intelligence, robotics, and other ground-breaking and innovative courses through Udacity. Study with industry thought leaders and learn world-class programs.

Also, there are a host of other free courses and classes streaming live on fitness, home repair, cooking, and myriad other subjects. As long as you have access to a device—computer, television, smartphone, you can learn from home.

Even learn a new language through an app on your phone. Duolingo, as one example, lets you learn nine different languages from your desktop, laptop, or phone in a game-type format where you can earn badges and tokens as your scores improve and your language ability develops. Then, top of your skills by logging into Hulu, Netflix, or Prime Video to watch movies and television shows in your new language to hone your abilities. Some online trade schools offer certification so you can make that next career move. With so many options available, you can learn almost anything from home to set you up for life.

If you learn better in the classroom, ask your neighborhood realtor to suggest classes, programs, and offerings in libraries, churches, and other locations in your new area.




Tags: family   education  
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Posted by David Tellier on 7/11/2019

Not every neighborhood is pedestrian-friendly, especially if you live on a busy highway or have no access to sidewalks. However, if you're fortunate enough to live in a walkable area (or have a chance to move to one), why not take advantage of it?

Walking in your neighborhood is a free way to stay healthier, happier, and more relaxed. As long as you don't have any health conditions that would stand in the way of taking regular walks, a daily constitutional can provide you and your family with an array of benefits.

Healthy Lifestyle: Staying physically and mentally healthy is not the result of one or two positive habits, but rather a variety of lifestyle decisions you make throughout the day. Walking on a regular basis can help you achieve weight loss goals, maintain muscle tone, and increase your energy level. A moderate exercise program can also help relieve stress, enhance your mood, and slow down the aging process.

Family Bonding: Walking in the neighborhood or at a nearby public park can be a great way for your family to spend quality time together. It's also an opportunity to take a refreshing break from television watching, social media use, the Internet, and video games. Going for family walks is a simple activity, but the benefits can be far reaching.

Neighborhood Connections: The very act of walking around in your neighborhood, every day, makes you feel more connected to your environment. It also gives you a chance to chat with neighbors, meet new ones, and observe any changes that may affect the character of the neighborhood.

Critique Your Property: When you walk past your house and yard, you can often see features and flaws that may have escaped your notice when you last drove by in your car. Looking at your property from different angles and directions can help give you landscaping ideas and point out ways you can improve the outward appearance of your home. You can also pick up landscaping and property ideas by seeing what your neighbors are doing. Curb appeal is especially important if you're planning to sell your property.

Bargain Hunting: If you happen to be taking a walk in the neighborhood when yard sales are underway, it's easy to stop and scope out the treasures being offered. One caveat: If you do find something you want to buy, especially if it's a large piece of furniture, you may have to return later with your vehicle to pick it up.

Find a New Neighborhood: If you're in the market for a new home, the walkability of neighborhoods is an important feature worth keeping in mind.

Save Gas: Sometimes it's nice to take a break from driving and walk over to your neighborhood grocery store, pharmacy, or post office. On those occasions when you only need to pick up a few small items, hoofing it over to your local retailer is an alternative worth considering!





Posted by David Tellier on 7/4/2019

An informed homebuyer may be better equipped than others to enjoy a successful property buying experience. In fact, an informed homebuyer likely will understand the ins and outs of the local housing market – something that could make it simple for this individual to discover a great residence at a budget-friendly price.

Ultimately, it helps to review the local real estate market closely before you embark on the homebuying journey. Lucky for you, there are many things you can do to analyze the local real estate market and gain the homebuying insights you need to succeed.

Let's take a look at three tips to help you study the local housing sector so you can navigate the homebuying journey with poise and confidence.

1. Assess the Prices of Recently Sold Houses

Oftentimes, it is a good idea to review the prices of recently sold houses in cities or towns where you plan to search for your dream residence. If you understand how much home sellers are receiving for their residences, you can narrow your house search to properties that fall in line with your budget.

It is important to remember that city houses may be more expensive than comparable residences in small towns, too. Thus, you should budget accordingly based on where you choose to search for a home.

2. Find Out If Homes Are Selling Quickly

Take a look at how quickly homes are selling in cities and towns where you want to live. With this housing market data in hand, you can determine whether a buyer's or seller's market is in place.

In a buyer's market, there may be an abundance of available houses. Or, in a seller's market, homes may sell within days of being listed.

If you are operating in a buyer's market, you may be able to take your time to find your ideal house. Comparatively, in a seller's market, you should be prepared to act quickly to acquire your dream residence.

3. Consult with a Real Estate Agent

A real estate agent can teach you everything you need to know about the housing sector. That way, a real estate agent can help you become an informed homebuyer in no time at all.

Typically, a real estate agent will learn about you and your homebuying goals. He or she next will provide insights into the housing market in your preferred cities and towns and help you hone your house search. Then, a real estate agent will help you search for your dream residence. And once you find a house you want to purchase, a real estate agent will help you submit a competitive offer to purchase this home.

As you prepare for the homebuying journey, it may be beneficial to learn about the local real estate sector. By doing so, you can gain comprehensive housing market insights that you can use to streamline your home search. As a result, you could speed up the process of finding and purchasing your ideal house.




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Posted by David Tellier on 6/27/2019

Do you ever wish that they taught a class in high school called, “Things You’ll Actually Need to Know In Life?” You’d learn how to prepare your taxes, what investing is, and how to buy a home.

Unfortunately, all of these important life lessons tend to be self-taught; you pick them up along the way and learn from your mistakes.

However, it needn’t be that way. Our goal today is to give you an accurate idea of what to expect when you’re buying your first home. We’ll go over a typically home buying timeline and discuss how long each step can take. This will give you a better idea of how long it will take to close on your first home.

Step 1: Build credit and save for a down payment

Estimated time: 2+ years

The first step of buying a home is to make sure you’re financially secure enough to do so. While there are ways to purchase a home with low or no down payments (See FHA, USDA, and VA loans), generally it’s wiser to wait until you have a sizable down payment saved. This will save you money in interest and mortgage insurance in the long run.

Next, you’ll need to start working on your credit. If your credit score took some hits due to late payments when you were younger, now is the time to start fixing those mistakes by making on-time payments and paying off outstanding balances.

Step 2: Have a plan for the next phase of your life

Estimated time 6+ months

One of the most important, and least talked about, parts of buying a home is understanding what it means to own a home. If you have a spouse, partner, or family, you’ll need to be in agreement that you’re prepared to stay in one place for the next 5 or more years.

Buying a home is expensive and you won’t want to go through the process of closing on a home if you aren’t sure you’ll stay. This means making sure your career won’t bring you elsewhere in the near future.

Step 3: Get prequalified and preapproved

Estimated time 1-3 days (depending on how much initiative you take)

Getting prequalified for a mortgage takes minutes. You simply fill out an online form and the lender will give you an idea of the type and size loan you could qualify for. Be forewarned: they’ll also use this information to call and bother you about getting a mortgage from them.

Once you’re prequalified, it’s just a matter of working with the lender to provide the correct documentation for pre-approval.

Getting preapproved takes a bit longer (1-3 days), since it requires a credit check and some work on your part--namely, gathering and sending income verification.

Once you’re preapproved, you can safely start shopping for homes without worrying that you’re wasting time looking at homes that are overbudget.

Step 4: House Hunting

Estimated time: 30+ days

It’s a seller’s market. So, if you’re buying a home right now there is competition out there. You’ll need to dedicate a substantial amount of time to researching homes online, contacting sellers’ agents, and following up on calls. Like before, the amount of effort you put into this process determines how quickly and smoothly you’ll get through it.

Step 5: Making an offer and closing

Estimated time: ~50 days

Average closing times for buying a home has grown to 50 days according to a recent study. However, by securing financing ahead of time and acting quickly, you can drastically cut down the time of these process to as little as two weeks.




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Posted by David Tellier on 6/26/2019


26 Pollard Rd, Plaistow, NH 03865

Single-Family

$399,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Beautiful post and beam Cape Style home set back from the road on 4 acres of wooded land. There is a main house, a 2-car garage, and a legal apartment with a private entrance. Main house features central air, wood floors, kitchen with cherry cabinets that opens to a large dining room for family meals and entertaining. Living room has a soapstone wood stove that adds warmth for those cold winter nights. Second floor features two bedrooms, full bath and an office/study. Over the garage there is a legal apartment with a private entrance, kitchen, living room, one small bedroom and a full bath. Great place for an au/pair, long term guests, or in-laws. Fantastic opportunity to have someone else pay your mortgage, or at least part of it. Live in the main house and rent the apartment for extra income. Great location for commuters, easy access to 495. Properties like this don't stay on the market very long, so make an appointment to see it today. Showings begin on June 30, 2019.
Open House
No scheduled Open Houses

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Categories: New Homes